HSA Plus | HSA Basic | PPO* | ||||||
---|---|---|---|---|---|---|---|---|
In-Network | Out-of-Network | In-Network | Out-of-Network | In-Network | Out-of-Network | |||
Prescription Drugs:** | ||||||||
Retail (0–30 days) | ||||||||
Preventive | 100% generic only (If no generic is available, the brand-name preventive prescription drug will be paid at 100%.) | 100% generic only (If no generic is available, the brand-name preventive prescription drug will be paid at 100%.) | Covered the same as any other prescription drug | |||||
Tier 1 | 90% after deductible | 80% after deductible | $15 copay | |||||
Tier 2 | 70% ($30 min/$100 max) | |||||||
Tier 3 | 50% ($50 min/$200 max) | |||||||
Mail (31–60 days) | ||||||||
Preventive | 100% generic only (If no generic is available, the brand-name preventive prescription drug will be paid at 100%.) | 100% generic only (If no generic is available, the brand-name preventive prescription drug will be paid at 100%.) | Covered the same as any other prescription drug | |||||
Tier 1 | 90% after deductible | 80% after deductible | $15 copay | |||||
Tier 2 | 70% ($60 min/$200 max) | |||||||
Tier 3 | 50% ($100 min/$400 max) | |||||||
Mail (61–90 days) | ||||||||
Preventive | 100% generic only (If no generic is available, the brand-name preventive prescription drug will be paid at 100%.) | 100% generic only (If no generic is available, the brand-name preventive prescription drug will be paid at 100%.) | Covered the same as any other prescription drug | |||||
Tier 1 | 90% after deductible | 80% after deductible | $30 copay | |||||
Tier 2 | 70% ($60 min/$250 max) | |||||||
Tier 3 | 50% ($100 min/$400 max) | |||||||
*PPO only: Prescription drug costs apply to out-of-pocket maximum, not deductible. **All prescription drugs must be FDA approved to be covered. If a generic drug is available and you elect to purchase the brand-name drug instead, you will pay the difference between the generic and brand-name drug cost. If your doctor prescribes a brand-name drug, or if no generic is available, brand-name prescription drug will be paid per the plan. For some conditions, you may be required to try an equivalent but lower-cost drug first. |