| Qualifying Event | Qualified Beneficiary | Max Duration |
|---|---|---|
Termination of Employment (non-gross misconduct) | Employee, Spouse, Dependent Child | 18 Months |
Reduction in Hours (causing loss of coverage) | Employee, Spouse, Dependent Child | 18 Months |
Employee Entitled to Medicare | Spouse, Dependent Child | 36 Months |
Divorce or Legal Separation | Spouse, Dependent Child | 36 Months |
Death of Covered Employee | Spouse, Dependent Child | 36 Months |
Dependent Child Loses Status (e.g., turns 26) | Dependent Child | 36 Months |
Disability (determined by SSA) | All Beneficiaries (if disabled) | 29 Months |
Second Qualifying Event | Spouse, Dependent Child | 36 Months Total |